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Tips For Choosing & Getting The Maximum Of Dental Plans
Although there is no one "best" dental plan, some plans will be better than others for you and your family's dental needs.
Plans will primarily differ in how much you have to pay.
Although no plan will pay for all the costs associated with your dental care, some plans will cover more than others.
Here's a list of questions to consider in selecting the plan that best meets your needs:
How much will it cost me on a monthly basis?
Are there deductibles I must pay before the insurance begins to help cover my costs?
After I have met the deductible, what part of my costs are paid by the plan?
What dentists are part of the plan?
Are there enough of the kinds of dentists I want to see?
Where will I go for care?
Are these places near where I work or live?
If I use dentists outside a plan's network, how much more will I pay to get care?
Are there any limits to how much I must pay in case of major illness?
What about limits and deductibles for certain types of care such as surgery or maternity?
After choosing the appropriate dental plan, there is one more thing to consider.
Here are some tips on getting the most from your dental plans:
Read your benefits booklet.
Dental health coverage is provided by your employer or union to help you handle the costs of staying healthy. Using them wisely is your responsibility.
Know your options.
Be familiar with the exclusions and limitations of your coverage.
Communicate with your dentist, employer and insurance company.
Keep everyone informed of your experiences.
Practice good oral hygiene.
Follow the hygiene habits prescribed by your dentist.
Ask questions.
Be a partner in your own dental health.
Different From Health Insurance
News block
| 07/29/2010 09:32 PM |
| MoD 'to pay for Trident renewal' |
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The chancellor says the MoD, not the Treasury, will have to pay the £20bn cost of renewing the UK's nuclear deterrent, putting further pressure on the defence budget.
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| 07/29/2010 04:00 PM |
| Welfare reform options outlined |
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Ministers are to set out options for reforming the benefits system and moving people from welfare into work.
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| 07/29/2010 07:04 PM |
| Lockerbie inquiry 'may visit UK' |
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The US senator, who is to chair a congressional inquiry into the Lockerbie bomber release, tells the BBC he may send investigators to the UK.
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| 07/29/2010 08:02 PM |
| FBI to aid Afghan war leak probe |
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US Defence Secretary Robert Gates calls in the FBI to help investigate the leaking of 90,000 classified papers related to the Afghan war.
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| 07/29/2010 06:15 PM |
| Public to veto council tax rises |
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The public will be able to veto their council tax bills in England if charges are above an agreed limit, ministers will announce.
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| 07/29/2010 05:59 PM |
| Calcium pills 'raise' heart risk |
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Calcium supplements taken by many older people could be increasing their risk of a heart attack, research shows.
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| 07/29/2010 11:12 PM |
| Syria and Saudi leaders in Beirut |
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Syrian President Bashar al-Assad and King Abdullah of Saudi Arabia are to pay a joint visit to Lebanon to help defuse tension.
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| 07/29/2010 10:34 PM |
| Lord Prescott faces Iraq inquiry |
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Former deputy prime minister Lord Prescott is due to give evidence to the Iraq inquiry later.
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| 07/29/2010 11:04 PM |
| Fugitive tycoon Nadir seeks bail |
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Fugitive Polly Peck tycoon Asil Nadir, who fled to northern Cyprus in 1993, begins a legal bid to be granted bail ahead of a UK theft trial.
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| 07/29/2010 10:53 PM |
| Military 'kills' Mexico drug lord |
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The Mexican government says security forces have killed leading drug trafficker Ignacio "Nacho" Coronel.
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| 07/29/2010 06:03 PM |
| US seizes marijuana worth $1.7bn |
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Police in California seize $1.7bn worth of marijuana in the Sierra Nevada mountains.
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| 07/29/2010 06:05 PM |
| Britons 'are drinking more beer' |
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Good weather and football's World Cup is thought to have given a boost to beer sales in the UK, industry figures suggest.
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| 07/29/2010 10:23 PM |
| London saddles up for bike scheme |
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A bike hire scheme designed to encourage thousands more cycle journeys in central London is being launched later.
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| 07/29/2010 06:09 PM |
| Life on Mars? Rocks may contain fossilised remains of life |
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Researchers identify rocks that they say could contain the fossilised remains of life on early Mars.
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| 07/29/2010 04:24 PM |
| Rare million pound luxury car clamped outside Harrods |
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A luxury car worth £1.2m is clamped outside Harrods in central London after being illegally parked.
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| 07/29/2010 02:34 PM |
| Idowu wins Euro triple jump gold |
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Triple jumper Phillips Idowu wins Great Britain's second gold of the European Championships as Martyn Bernard takes high jump bronze.
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| 07/29/2010 01:06 PM |
| Morgan stars as England dominate |
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Eoin Morgan makes a superb maiden Test century as England reach an imposing 331-4 after day one of the first Test against Pakistan at Trent Bridge.
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| 07/29/2010 03:48 PM |
| Rabotnicki 0-2 Liverpool |
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David Ngog's double strike eases an inexperienced Liverpool side to victory over Rabotnicki in their Europa League third qualifying round first leg.
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| 07/29/2010 04:34 PM |
| Hughes confirmed as Fulham boss |
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Fulham confirm the appointment of Mark Hughes as their new manager, replacing Roy Hodgson.
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| 07/29/2010 10:51 AM |
| I am not a number two, says Massa |
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Felipe Massa insists he is not playing second fiddle to Fernando Alonso, despite controversy surrounding the Ferrari drivers in last weekend's German Grand Prix.
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| 07/29/2010 01:58 PM |
| Review of 'happy-slap' sentence |
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The Attorney General is to review the sentences given to two teenage members of a "happy slapping" gang who fatally injured a man.
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| 07/29/2010 12:55 PM |
| Man cleared of murder three times |
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A Cheshire businessman accused of killing a man has charges against him dropped - the third time he has been cleared of murder.
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| 07/29/2010 06:16 PM |
| Ministers ordered to release data |
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The Scottish government is told to release more details on the staging of meetings of its Council of Economic Advisers.
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| 07/29/2010 07:49 AM |
| Review warns of 60,000 job cuts |
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Up to 60,000 people working in the public sector in Scotland could lose their jobs, according to an independent review commissioned by ministers.
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| 07/29/2010 04:17 PM |
| Maze site set to be redeveloped |
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An agreement on the future of the Maze Prison site is reached by the NI first and deputy first ministers, Peter Robinson and Martin McGuinness.
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| 07/29/2010 06:02 PM |
| Human remains found in Monaghan |
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Human remains are found in County Monaghan by a group searching for one of the Disappeared, Charles Armstrong.
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| 07/29/2010 03:17 PM |
| Big S4C changes as chief leaves |
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Fundamental changes will be made in the way S4C is run after the sudden departure of chief executive Iona Jones, says the chair of the board which oversees it.
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| 07/29/2010 12:23 PM |
| Jobs boost at solar panel factory |
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Electronics giant Sharp says a "substantial" number of jobs will be created following a £30m expansion of its Wrexham factory.
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| 07/29/2010 11:32 AM |
| DR Congo boat sinking 'kills 140' |
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About 140 people are feared dead as a boat capsizes on a river in the western Bandundu province of the Democratic Republic of Congo.
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| 07/29/2010 10:26 AM |
| Bashir's party doubts Sudan vote |
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President Bashir's NCP says the referendum on south Sudan's secession cannot happen until the internal border is decided.
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| 07/29/2010 08:00 AM |
| Chemicals washed into China river |
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Rescue teams in north-east China are working to retrieve 3,000 barrels of chemicals washed into a major river, state media say.
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| 07/29/2010 11:35 PM |
| UN-North Korea meeting goes ahead |
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North Korea enters third round of talks with the US-led United Nations Command, days after a US military exercise.
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| 07/29/2010 01:32 PM |
| Frenchwoman 'smothered newborns' |
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Prosecutors say a Frenchwoman has admitted killing eight newborn babies after remains are found in a northern village but says her husband knew nothing.
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| 07/29/2010 05:45 PM |
| Serbia pushes for UN Kosovo text |
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Serbia seeks support for UN resolution opposing unilateral secession in territorial disputes such as that involving Kosovo.
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| 07/29/2010 02:20 PM |
| Cuban hunger striker returns home |
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Cuban dissident Guillermo Farinas, who was on hunger strike for more than 130 days, is released from hospital.
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| 07/29/2010 08:27 PM |
| Arizona takes law fight to appeal |
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Arizona lodges an appeal against a federal court's decision to block parts of an anti-immigration law hours before it came into effect.
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| 07/29/2010 10:25 AM |
| Arab League endorses direct talks |
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The Arab League backs direct Palestinian peace talks with the Israelis, but leaves the timing to the Palestinians, officials say.
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| 07/29/2010 11:01 AM |
| Gun and bomb attacks hit Baghdad |
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At least 16 people, including several security force members, are killed in shootings and explosions in the Iraqi capital Baghdad, officials say.
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| 07/29/2010 05:48 PM |
| Scores die in Pakistan monsoons |
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Floods triggered by monsoon rains kill at least 100 people in north-west Pakistan, and further downpours are forecast.
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| 07/29/2010 01:22 PM |
| Pakistan 'less afraid of Taliban' |
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Pakistanis are less afraid the country will be taken over by extremists and feel less threatened by the Taliban than last year, research suggests.
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| 07/29/2010 11:39 AM |
| US military graves 'mislabelled' |
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As many as 6,600 graves at Arlington National Cemetery were mislabelled or unmarked because of incompetence among managers, a US senator says.
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| 07/29/2010 10:15 PM |
| Canada jails Iran nuclear suspect |
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The Ontario Court of Justice in Canada sentences a Toronto man to four years in prison for trying to export nuclear-related items to Iran.
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| 07/29/2010 05:59 AM |
| Fixed retirement age to be axed |
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People reaching the age of 65 will no longer be forced to retire from October next year, under plans announced by the government.
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| 07/29/2010 10:10 AM |
| Gambling firms reveal merger plan |
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The UK's Partygaming and Austrian firm Bwin unveil plans to merge and create the world's largest online gaming business.
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| 07/29/2010 10:56 AM |
| Oil firms' profits almost double |
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Oil giants Royal Dutch Shell and Exxon Mobil see profits almost double in the week rival BP suffered record losses.
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| 07/29/2010 02:20 PM |
| Cameron defends Pakistan comments |
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David Cameron says it is important to "speak frankly" after criticism of his comments about Pakistan's record on tackling terrorism.
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| 07/29/2010 06:59 AM |
| UKIP wins £367,000 donation case |
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The UK Independence Party wins its court battle against having to pay back all of a £367,697 "impermissible donation".
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| 07/29/2010 01:46 PM |
| Cable TUC invitation 'withdrawn' |
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Business Secretary Vince Cable will not address the TUC's annual congress after his invitation to speak was withdrawn.
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| 07/29/2010 06:54 PM |
| Pregnant women rights questioned |
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The right of women to choose whether they have home births is being questioned by a leading medical journal.
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| 07/29/2010 07:28 PM |
| Addiction drugs 'aid weight loss' |
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A combination pill of two drugs used to treat addiction may help people lose weight, say US researchers.
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| 07/29/2010 11:17 AM |
| Child heart op ban 'should stay' |
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Children's heart surgery should remain suspended at Oxford's John Radcliffe Hospital where four babies died, a report says.
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| 07/29/2010 08:20 PM |
| Maths fears over A-level reforms |
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Plans to reform A-levels could put students off maths and lead to university department closures, an academic body warns.
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| 07/29/2010 06:29 AM |
| 150 schools ask to be academies |
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More than 150 top schools in England have applied to become academies, government documents show.
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| 07/29/2010 05:32 AM |
| Dramatic fall in pupil expulsion |
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There has been a dramatic fall in the number of pupils excluded from schools in England in the past year, official figures show.
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| 07/29/2010 06:40 AM |
| Facebook data hoarder speaks out |
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Security researcher Ron Bowes tells BBC News why he collected and published the personal details of 100m Facebook users.
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| 07/29/2010 07:48 AM |
| Google cleared of wi-fi snooping |
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No "significant" personal data was grabbed by Google when it snooped on wi-fi networks, says the UK data protection office.
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| 07/28/2010 11:00 PM |
| Amazon offers new look UK Kindle |
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Online retailer Amazon launches its popular Kindle e-reader into the UK market for the first time, with a new look and more books.
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| 07/29/2010 12:11 PM |
| Galapagos off Unesco danger list |
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A Unesco panel votes to remove the Galapagos Islands from a "red list" of endangered heritage sites, drawing protests from a leading conservation group.
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| 07/29/2010 02:38 PM |
| X Prize for oil spill solutions |
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The X Prize foundation, best known for launching the private spaceflight industry, launches a $1.4 million oil clean-up challenge.
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| 07/28/2010 12:23 PM |
| Plankton declining across oceans |
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The amount of plankton in the oceans has declined markedly over the last century, with warming identified as a cause.
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| 07/29/2010 02:37 PM |
| Awards double for Valentine band |
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Welsh rock band Bullet For My Valentine scoop two prizes at this year's Kerrang! Awards, including best British group for the third year running.
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| 07/29/2010 02:58 AM |
| No charges for Jackson's doctors |
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Seven doctors who treated Michael Jackson in the years before his death will not face charges, US investigators say.
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| 07/29/2010 11:52 AM |
| Capsules to mark Lennon's legacy |
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Three time capsules are to be created on what would have been John Lennon's 70th birthday, to be dedicated at a ceremony in the US.
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| 07/28/2010 05:15 AM |
| The big cheese |
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With thousands expected to flock to a major cheese fair, why are Britons taking this once-humble foodstuff so seriously?
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| 07/27/2010 01:58 AM |
| Creative block: The torment of artists |
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Professor Robert Winston on how creative block has tormented great artists and even those in the sciences.
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| 07/27/2010 06:29 AM |
| Is this actress the ideal shape? |
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Mad Men's sassy secretary has been given government sanction for her body shape - but how realistic is it for women?
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| 07/29/2010 04:33 PM |
| Pakistan fighting Taliban on two fronts |
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The BBC's John Simpson visits the city of Peshawar in Pakistan to see how the country is dealing with fighting two Talibans.
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| 07/29/2010 01:56 PM |
| Bollywood version of Austen's Emma |
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A modern Bollywood adaptation of Jane Austen's Emma is set to hit the big screen. Anna Holligan went to meet its stars.
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| 07/29/2010 10:43 AM |
| Fire engulfs tour boat off Turkey |
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A Spanish tourist remains missing after a Turkish tour boat was engulfed by flames while sailing in the Mediterranean.
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| 07/29/2010 01:55 PM |
| A walk-in cow wash - it's Odd Box |
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The world of doggy ice cream, a huge waterfight in Russia and a walk-in cow wash. It's the week's weird and wonderful video stories in Newsbeat's Odd Box with Dominic Byrne.
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| 07/29/2010 06:07 PM |
| Finding a job in Puerto Rico |
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With nearly one in five people unemployed, the economic future looks bleak in Puerto Rico. Maria Hinojosa has this special report.
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| 07/29/2010 11:25 AM |
| Monsoon rains flood Pakistan |
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With monsoons being heavier than normal, floods in north-west Pakistan have killed at least 100 people.
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| 07/29/2010 03:19 PM |
| FBI to hunt Wikileaks culprit |
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The publication of sensitive military documents on the Wikileaks website is "potentially severe and dangerous" for US troops and their partners in Afghanistan, US Defence Secretary Robert Gates has said.
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| 07/29/2010 06:45 AM |
| Labour contenders' secret vices |
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The contenders for the Labour leadership have set out their personal circumstances, the reasons they went into politics and their secret vices.
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| 07/29/2010 06:18 PM |
| Speaking part |
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Delhi polishes up British accent in time for Games
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| 07/29/2010 06:14 PM |
| Pick up a Penguin |
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Colourful 75-year history of the famous book publisher
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| 07/29/2010 09:11 PM |
| Scrubbing Up |
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Why the NHS should pay for saviour siblings
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| 07/29/2010 05:50 AM |
| Childless stigma |
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Happily married, don't want kids - why is it seen as odd?
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| 07/29/2010 05:47 AM |
| Body of evidence |
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Was Dr Crippen innocent of his wife's murder?
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