Lorry Insurance
Owning and driving a lorry for your business means taking on many risks to yourself and others.
When a traffic accident happens, damage, injuries, loss or all of these factors may be inflicted upon you and others.
Damage and loss of your property may also occur. Fire, theft, vandalism and natural disasters are other possible risks.
Commercial lorry insurance is a contract between you and the insurer, specifying each party's rights and obligations.
Essentially your insurer promises to provide specific coverage for you in return for your payment of premium.
Commercial lorry insurance is designed to protect yourself and others against these risks. It provides financial cover and can also offer other services (eg. A hire lorry if your lorry is under repair from accident damage when the need arises.)
In the UK you must, by law, insure your legal liability for injury to others and damage to their property arising from the use of your commercial lorry on the road. This is known as third party insurance.
In addition to this basic level of cover policies typically include fire and theft cover.
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