Home Insurance

Bad things happen. Insurance provides a safety net for you and your family when certain unfortunate events happen like theft, fire, burglary etc.

It's your home and you need to protect it. When shopping for home insurance, there’s much more to consider than how much your coverage will cost.

You need to buy the right type of policy. You need the proper level of protection, plus special provisions for valuables such as jewelry, your computer equipment and other possessions.

Lending institutions usually require mortgage customers to purchase homeowners insurance.

Don’t rely on the coverage levels mandated by your bank or mortgage company.

Those levels are designed to protect the house itself, but not necessarily your possessions. That’s why it’s important to check with your agent or insurance company, to make sure you have adequate coverage.

Most of the home insurance policies cover Losses Caused by:

Fire and lightning

Aircraft & vehicles

Vandalism and malicious mischief

Theft

Riot and civil commotion

Explosion

Smoke

Windstorm, hurricane, and hail

Most Policies Do Not Cover Losses Caused by:

Flooding

Earthquakes

Termites

Insects, rats, or mice

Freezing pipes while your house is unoccupied (unless you

turned off the water or heated the building)

Wind or hail damage to trees and shrubs

Losses if your house is vacant for 60 days or more

Wear and tear or maintenance

Water damage resulting from continuous and repeated seepage

Choose an insurance protection that's right for you.

Choose a company with good reputation , easy availability, better customer service and support with variety of
coverage options at an affordable price.

Protect your assets, possessions, home and your family with insurance.