Dj Public Liability Insurance

There are several types of insurance that a singer needs to consider purchasing if they wish to perform in public or pursue a professional career.

Health insurance is essential for singers who earn their living from their instrument. Cover for touring abroad, loss of voice, accidental injury, engagement cancellations and loss of earnings will protect the singer if they are unable to perform due to illness or other unforseen events.

Vocalists who use their own P.A. equipment, backing tracks or other accompaniment should consider insuring against damage or loss with musical equipment insurance.

Public Liability insurance covers the entertainer in the case of a claim made against them i.e., Someone is injured by a falling speaker. Some trade organisations provide this free to their members who may also qualify for a discount off other types of insurance from a music insurance specialist.

Standard home insurance cover does not always include expensive equipment, especially if it is used outside the home, so talk your company before making any major purchases as extra or specialist cover may be required.

Vehicle insurance can also be more expensive for musicians and will not include the carriage of musical and p.a. equipment unless you specify this to your insurer. Most policies usually only provide cover in the case of an accident and may not re-imberse you for the full replacement cost of your damaged equipment. Ask your advisor, check the small print or purchase seperate equipment insurance to ensure you are covered for all eventualities.

There are several UK insurance companies who specialise in providing cover for musicians and entertainers. They can often provide you with a cheaper quote than you are likely to receive anywhere else, so do take the time to contact them before forking out a fortune.

Public Liability Insurance
Event Public Liability Insurance
Dj Public Liability Insurance
Employers Liability Insurance
Self Employed Public Liability Insurance
Sports Public Liability Insurance
Professional Indemnity Insurance