Is Your Auto Insurance Cover Adequate?
We won't kid you. There's more to this insurance game than saving money. In fact, while it's nice to lower your insurance costs, it's probably even more important to make sure you, your loved ones and your assets are covered adequately.
It's not a pleasant thought, but insurance is about worst-case scenarios. It's also about peace of mind, knowing that you have the worst-case scenarios covered.
Your liability levels should be equal to or above the amount of damages you could expect in an accident.
Remember that any damages over the limits of your policy are amounts you have to pay out of your own pocket.
When you consider many vehicles are now worth over $20,000 and can carry four passengers, the possible damages add up in a hurry.
Most insurance professionals suggest at least 100,000/300,000 liability limits.
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